Legal

AML & KYC Policy

Last updated: March 2026  ·  Effective immediately upon publication

⚖️ Zyvrox is committed to preventing money laundering, terrorist financing, and financial crime on our platform.
01

Our Commitment to Compliance

Zyvrox operates a risk-based Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance program in accordance with internationally recognised financial crime prevention standards.

While we are not a regulated financial institution, we voluntarily adopt best-practice AML/CTF policies to protect our platform, users, and the broader financial ecosystem from abuse.

02

Transaction Monitoring

All deposits, purchases, and withdrawals are subject to automated and manual monitoring for suspicious activity, including but not limited to:

  • High-velocity transactions inconsistent with normal user behaviour
  • Structuring — breaking large amounts into smaller transactions to avoid thresholds
  • Deposits from or withdrawals to wallets flagged on blockchain analytics databases
  • Rapid cycling of funds (deposit → immediate withdrawal without transacting)
  • Unusual geographic patterns or IP address changes

Accounts triggering automated risk alerts are subject to manual review and may be temporarily restricted pending investigation.

03

Know Your Customer (KYC)

Zyvrox currently operates a Tiered KYC model:

Tier Requirements Limits
Tier 1 — Basic Email verification only Standard platform limits apply
Tier 2 — Enhanced ID document required (admin request) High-volume / flagged accounts
Tier 3 — Full KYC ID + proof of address + source of funds Accounts under investigation

Enhanced Due Diligence (EDD) may be requested at any time for accounts exhibiting risk indicators. Failure to provide requested documentation within 7 days will result in account restriction.

04

Prohibited Jurisdictions & Sanctioned Persons

Zyvrox does not knowingly provide services to individuals or entities located in jurisdictions subject to comprehensive international sanctions, or to individuals listed on:

  • OFAC Specially Designated Nationals (SDN) List
  • EU Consolidated Sanctions List
  • UN Security Council Sanctions List
  • Any other applicable government sanctions list

By registering, you confirm that you are not located in a sanctioned jurisdiction and are not a designated person under any applicable sanctions regime.

05

Reporting & Law Enforcement Cooperation

Zyvrox will cooperate fully with lawful requests from law enforcement agencies, financial intelligence units, and regulatory bodies. Where legally required, we will file suspicious activity reports without notifying the subject of the report (tipping-off prohibition).

Users who discover or suspect financial crime on the Platform are encouraged to report it to support@gatewaypay.online. Reports will be treated with strict confidentiality.